Cheap N Clean

Cheap N Clean– Your Trusted Oil Mart provides franchise / opportunity in Automotive Industry, especially in Oil, Parts, Car Maintenance, Accu, Nitrogen Refill, Tubeless, etc with concept of quick, easy & routine services.

Services
– Oli Change
– Accu Checking
– Supporting Parts
– Car-Care Products
– Auto Salon
– Repair, Engine Tune-up
– etc

Why Choose Cheap N Clean ?
– Strong Brand Image & Network
– Business Commitments
– High Quality Products
– Managerial Support
– Advanced Experience

Franchise Opportunity
– Initial Investment : Rp. 150 Million
– Joining Fee : Rp. 40 Million
– Monthly Management Fee : Rp. 1 Million (first year), Rp. 2 Million (2nd year above)
– Estimated Return of Investment : 1 year

Sources of Commercial Financing

Right now the ability to lend to businesses is getting greater, but the demand to lend to businesses is also growing at an incredibly fast rate. The amount of commercial debt that is expected to be defaulted on in this country in the next two years is well over one trillion dollars. This is creating a demand for commercial lending that banks providing commercial mortgages likely can not meet. The ability to procure business financing as an entrepreneur is dwindling largely because the days of one stop shopping for commercial loans are over. The bank you once used for nearly all of your business purposes is likely not ready, willing or able to provide you with corporate financing services.

If your bank doesn’t have or won’t provide you the financing your corporation needs and you don’t have the liquid to fund your own expansion, where do you get access to commercial capital? Commercial financing service firms can benefit you greatly in this scenario. The ability to obtain loans for specific purposes might not be knowledge you have, but business financing services firms constantly research and maintain relationships with the commercial financing institutions that specialize in procuring loans for whatever specific purpose you need. Most of these commercial financing providers do not charge up-front fees and can actually save you money by bringing you more competitive business financing options than you might have been able to access independently.

The underwriting process to get business financing is harder than it once was, but with the right credentials, obtaining a commercial loan is still rather easy with the help of the right business financing professionals.

Using Multiple Sources of Small Business Financing

One misconception аbουt starting a small business іѕ thаt thе οnlу way tο receive small business financing іѕ through a bank. Though thе bank іѕ a viable option, іt іѕ nοt thе οnlу option. Looking towards multiple sources οf financing саn gеt уουr small business thе financing іt needs. Alternative sources οf financing саn bе used instead οf, οr іn addition tο a bank loan. Using multiple sources οf financing саn hеlр a nеw οr veteran business owner maximize hіѕ/hеr business’ working capital.

Listed below аrе a variety οf small business financing sources, thаt small business owners саn utilize whеn building, expanding аnd maintaining thеіr businesses.

 

Small Business Administration

Thе small business administration wаѕ сrеаtеd tο hеlр small businesses gеt οn thеіr feet аnd remain οn thеіr feet. Thеіr mission іѕ “…tο maintain аnd strengthen thе Nation’s economy bу enabling thе establishment аnd viability οf small businesses аnd bу assisting іn thе economic recovery οf communities аftеr disasters.” Sο whу nοt look tο thе SBA fοr аѕѕіѕtаnсе?

Thе mοѕt common SBA loan program іѕ thе basic 7(a) loan program. Thіѕ program іѕ specifically designed fοr small business owners whο mау nοt bе eligible fοr business loans through normal lending channels. Othеr loan programs offered bу thе SBA include thе 504 Program, whісh provides growing businesses wіth long-term, fixed-rate financing fοr major fixed assets, such аѕ land аnd buildings, Micro-Loans thаt provide very small loan amounts fοr startup small businesses, wіth a maximum loan amount οf $35,000. Disaster Recovery Loans, whісh саn аѕѕіѕt іn thе recovery οf уουr business іf іt іѕ involved іn a disaster, аnd Special Purpose Loans, thаt саn bе used fοr аnу special purposes within уουr business.

Grants

Jυѕt lіkе thеrе аrе scholarships available fοr јυѕt аbουt anything, іf уου dο enough searching, уου сουld find thе small business grant thаt works fοr уου аnd gеt free money tο finance уουr business. Though thе federal government dοеѕ nοt offer grants tο small business owners, thеrе аrе numerous οthеr grants available fοr small business owners. Yου саn look tο уουr οwn state tο find free funding уουr small business. Eνеrу state hаѕ a state development agency, аnd many οf thеѕе agencies offer small business grants, аnd/οr information οn whеrе tο find thеm.

Small Business Cash Advances

Though a small business cash advance іѕ nοt plausible fοr startup businesses, іt саn bе used аftеr уουr business hаѕ bееn up аnd running fοr a period οf time. A business cash advance саn offer fаѕt аnd easy-tο-obtain money fοr уουr small business’ financial needs. Wіth few requirements, even business owners wіth average οr fаіrlу below average credit scores саn qualify tο receive a business cash advance.

Financial Intermediaries

A financial intermediary іѕ a person whο specializes іn finding funds fοr business owners. Once уου’ve done аll уου саn tο find money fοr уουr business, try hiring a financial intermediary tο find thе funds thаt уου mау hаνе overlooked.

Yου саn dесіdе tο υѕе thе expertise οf a financial intermediary іn order tο give yourself thе time tο work οn οthеr aspects οf уουr business, οr уου саn υѕе thеm іn combination wіth уουr οwn expertise; аѕ thе saying goes, two heads аrе better thаn one.

Financial intermediaries саn аlѕο bе used tο hеlр іn thе ѕtаrt up οf уουr business, offering hеlр wіth thе writing οf business plans, proposals, etc.

Introduction to Business Accounts Receivable Financing Companies

For as long as there will be businesses who need money, there will always be accounts receivable financing companies competing for the business’ receivables.

Before I get into the three helpful receivable financing companies out there, let me shed some light on why there are so many companies offering factoring services out there. All businesses, no matter what kind or in what industry, need money to sustain day to day operations and grow.

While that will always be the case, it will also always be the case that money will remain the most scarce resource. It doesn’t grow on trees after all. It is because of that scarcity that business accounts receivable financing has become a widely offered practice.

If you want to know more about what is receivable financing, I suggest you read my article on that topic. In this article, I plan on writing about how factoring exactly works from the factoring company’s perspective.

How does the Accounts Receivable Financing process work?

As a business, you first have to put together a list of all the invoices that are owed to you by your customers and clients. Factoring companies typically require that these invoices are signed by the customer, along with some other customer information which depends on the factoring company’s guidelines.

This list is then sent to the factoring company, who conducts their own background checks on your customers to evaluate their risk. In other words, they are interested in the credit worthiness of your clients and customers.

Based on their research, they will either accept or deny your invoices. If they accept to take the invoices, they will decide what rate to charge you and how much money they can advance to you.

The company then goes through the individual invoices and notifies your customers that they have taken over the invoice. The notification informs your customers to pay them directly instead of paying your business.

It can take up to a week to get your advance (money) from the factoring company, although once a relationship is established it can take as less as 24 hours. Payments can be via paper check or direct deposit ACH which is a more common way of doing business now.

How much are you paid by the factoring company?

You will be paid the face amount (receivable balance) minus the discount rate, or the percentage that the company charges you for their services.

The first payment is usually up to 90% of what the company owes you, and once they collect from your customers, you will be paid the rest of the amount net of all the fees and charges. These fees are generally between 1% to 5%, though more commonly in the 3% to 4% range in my experience.

What are some good Receivable Financing Companies?

I can only speak from my experience based on the companies I have researched, tried and tested over the years. I have been an entrepreneur for a few years now, and I resorted to business accounts receivable financing first when I was denied loans by the banks and the SBA.

The following companies provided me with quality accounts receivable financing services when I first started out.

  • – JD Financial
  • – BTB Capital – Greg de Vries over at BTB knows this business inside out
  • – ACA – American Capital Advance

Armina Mandiri

Armina Mandiri offers Franchise in Indonesia in Travel Industry, especially in Haji and Umroh Travel. Founded in 2007 by CV. Armina Mandiri, they already have many branches in some cities in Indonesia.

Armina Mandiri gives their customers good quality Travel for Haji and Umroh, they have some travel package on their products to choose. With initial investment of Rp. 25 Million , you can be their franchisee and open Travel Business.

Franchise Investment

Initial Franchise Investment : Rp. 25 Million
Franchise Fee : Rp. 1 Million / 1 year

If you interested to become their Franchisee, you can contact them for detailed information about the Franchise Package.

What Can Online Car Finance Companies Do for You?

People who want to buy a new or used car but need car credit. Most people will have 2 options, high street bank or car finance company. Bank only lend to customers who have a current account or bank with them, also they only lend money to really good credit customers. If you didn’t receive an acceptance from the bank, you will probably need to go on the Internet and look for companies that will offer cheap car loans. The difference is car finance company only provide the money for you to buy a car and the bank will transfer the money into your bank and just pay them back each month.

The advantage of going with a car finance company is they will be able to check the car is HPI clear, the car is not over priced and in good condition. Once you are accept for finance, you can look for the car you want like the money is in your pocket. It will also send the money direct to the car dealer of your choice. This is because most finance company allows you to buy any car from any dealer.

Car finance companies check people’s credit profile to determine how much they will have to pay back each month. Monthly payment will be decide on how much the customers want to borrow, for how long and APR. It will have to come from a main dealer, if there are any faults with the car after a week or two. You can always bring it back to them and ask them to resolve the issue. The customers and the lender don’t want to lose any money or the customer satisfaction on the car loans journey.

Online car finance companies can provide the customers a safe place to obtain the loans and their new car. If the bank just gave you the money in your bank account, maybe you went and brought a stolen or a write off. Make sure you will have a look at the finance company reviews and ask your friends for any good car credit companies they previously used.

ENTREPRENEUR OF EMOTIONAL INTELLIGENCE

“Prioritize our emotional intelligence in business it is an absolute must

You begin to heat? You think you already have what it takes to become an entrepreneur? You’ve read all the success stories about people and it makes you “hot”? True, the reader, if that happens, it’s time to become your own boss. But, if you’re ready to leave good jobs and comfortable with a monthly salary, modern office, the efficient secretary, and a sense of security that comes on when you work for an established organization?

A friend who has spent years working on the largest national airline company, with thousands of staff, salaries of millions, full facilities, all of a sudden decided to get out and entrepreneurship. The first words are received,
“Are you crazy?” …. “You destroy a promising career” ….. and other abuse. Not to mention the feelings of children and wives, parents and other relatives who could not say …

Takes great courage to write a letter of resignation. Still confident are you have everything that will lead you to become a successful entrepreneur? Then what would you do? The first rule of entrepreneurship, train yourself to see the void or gap in the market, then fill it.

Look around you. Look at the people on the streets, they are sitting behind a sewing machine, what services will he give? Look at her chicken satay seller of women near the inn cheap, why would he choose that location? How about a new hotel on the main road, why be so successful? What about the people who worked on the computer it can be very successful in the business of his own software program?

There is a short answer to all these questions: it exists because there is business that requires them. No matter whether you try the chicken thighs, a nice restaurant or a website. Or, are you talking about the daily round of 100 thousand or 100 million, starting from A – B, even up to C, the same principle:
1 Success in business
2 Working with the principle
3 Finding a vacancy
4 And fill it!

As the world of men were struck with the discovery of Viagra blue pill is a drug that is actually a pacemaker, but then so hyper organ of male virility, a few years ago the whole world simultaneously publish it (remember, Viagra has never advertise in any media). The result, Viagra became the product of the year and generate billions of dollars for the inventor.

The case of Viagra in the world, apparently provided the inspiration for Jonathan Simon. After the previous success breeds Extra Joss, which generates hundreds of billions, and then came the IREX more or less the same function as Viagra. With the tag line “Mama Birthday Gift”, and is packed with ads that are played by men emaciated and sluggish, has suddenly become powerful after drinking IREX, the result, this product in the market exploded. Yes, they are alert to opportunities, and fill the void.

Then why do not you do this? If you are first offered to the public what the public needed and not obtained from other people, or if you manage to anticipate a need in the future, you have a good chance to become rich. Until now, the competition, you will have all the markets alone.

History provides many examples of entrepreneurs who became successful by meeting or anticipate the need for new products. Isaac Merit Singer sewing machines produced are suitable for working in confined spaces, even in the room though. Henry Ford’s assembly line method was used to produce cars that ordinary people can buy. George Eastman saw a need for a small camera is portable. Ray Krock of Mc Donald saw the potential of fast-food franchise.

Where did it come ideas like that? There are three kinds of sources of ideas.
First, your job. The work you’ve done could be a potential source of ideas, because that’s where you’ve developed business sense.
Second, your hobbies or interests outside of work, because it is an other area where you have a natural feeling.

The third source, is what is often referred to as “pedestrian observations”, or recognize an opportunity through an ordinary meeting, or an incident in your everyday life.

If you are first, then you should not brilliant. Later you’ll have time to develop and improve everything you’ve ever done. But when the others began to compete with you, then you have to be the best.

Java Net

Java Net Cafe provides Franchise opportunity in Internet Cafe Industry. You can open Cafe with Internet services on it, you can gives better environment to your customer and gives the best place to hang out or do your business. They already have some branches in Indonesia and you can also be the one of them.
Founded : 1999
Address : Golden Plaza A38, Jl RS Fatmawati No 15, 12410, Jakarta, Indonesia.
Estimated Investment : Rp. 250 – 500 Million